Worried, tensed about your future plans. Want to go on a weekend trip, spend it with your favorite lunch, want to learn more but can’t save.
“If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.” Truly said by Edmund Burke, sir.
How to save money? I can’t save money. I don’t have much to save and live my life too etc. Many folks think they aren’t good at earning money when what they don’t know is how to use it effectively. Every living and earning individual has these questions in his/her mind.
So here are the solutions for all your questions: some easy tips and tricks that will help you to save more and enjoy more.
Replicate consumer items for cheaper, cut your spending, accomplish goals within a budget, and make your own products. Try to minimize your spending, be smart while spending. Find a way to enjoy the finer things in life for less. Now Sit with full concentration and free your mind and ponder!!!
Right now, do you have more than you had last month? If yes, then you can have extra which means you can save that “extra” but because we are humans We spend more when we have more. Our spending adjusts to our earning. This is exactly why you should save and invest before spending. Set aside a fixed amount for saving and religiously save that much every month. Think of investing money in some useful things. The most common grouse we hear from people is that they don’t have enough to invest. You can invest in mutual funds with an amount as small as ₹500 a month.
Investment into Mutual Funds can be done either through Lump Sum (One-time-investment) or Systematic Investment Plan (SIP) with Daily/ Monthly/ Quarterly frequency. We strongly suggest you start investing small amounts regularly in Mutual Funds and earn higher returns in the long term.
No more show off, Stop spending money on no use things. Transfer your money to your other account and forget the password by writing somewhere and letting know the digits to your family.
Offers, Deals & Discount, Don’t forget about offers before doing any shopping for your home. Prefer online shopping over offline as it saves your time and money too. Beware of buying more and more while going out shopping make a list and follow it as there are many things available In stores are to attract you.
Since there are no trees growing free cash, no dollar bills raining from the sky into our purses and wallets, most of us live in a world of budgets. But, the good thing is, when you take control of your money, you take control of your life, too. And control is good sometimes.
Don’t replace what can be maintained. Try to maintain, service, and repair as much as you can. You’ll be surprised just how much you can save every year by simply extracting more use out of everyday products. Consider using public transport wherever necessary. If using public transport is inconvenient, try using a pooled car.